Income drawdown & self invested personal pensions

Having worked hard to build a pension pot sufficient to retire, you will want to maximise your income at retirement.

Birkett Long IFA’s team of experienced financial planning managers will work with you to explain the options available to you in retirement, whether it be income drawdown, annuity or an alternative income option.

Pension freedoms announced in the last few years by the Government have given individuals greater choice at retirement. Income Drawdown is something many are now considering due to the greater flexibility it offers and the possibly of passing the remaining pension, free of Tax, to your beneficiaries on death. Birkett Long IFA’s independent financial planning managers will guide you through the options at retirement and often review the arrangements with you annually.

Some questions you may have are: 

  • When can I start drawing my pension?
  • Will my health impact on my pension?
  • Should I take the tax free cash lump sum?
  • Do I have to purchase an annuity?

Pensions and retirement are very complex areas. Birkett Long IFA provides independent advice in a clear and concise way to help you reach the most appropriate solutions for your circumstances.

For more information and a free, initial meeting about making the most of your pension please contact us on 01206 217309.


  • Nicola Ward
      • Nicola Ward
      • Associate and Head of Birkett Long IFA LLP
      • 01206 217308
      • View profile
  • Paul Chilver
      • 01206 217614
      • View profile
  • Colin Hyoms
      • 01206 217351
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What Our Client Say

  • It was a pleasure to both meet and deal with Nicola Ward, Financial Planning Manager, who always gave us excellent advice and service in a pleasant, easily understood and efficient manner. We would have no hesitation in contacting her again or recommending her should the need/opportunity arise.
  • I would like to take this opportunity to thank you most sincerely for the time spent explaining all the options to me, your efficiency and detailed explanations of all matters relating to my pension arrangements. I am very happy with the outcome and extremely pleased I chose you for this service. It has been a pleasure to do business with such a professional individual and you are a credit to your firm.