Nicola Ward

For many people in the UK their largest financial asset is often their home. Downsizing your home and moving to a smaller property is something which many people consider in later life. In particular, when looking at ways to fund retirement. Rather than...

Following official figures released last month, it has been declared that the UK has now entered a recession following a shrinkage in the economy of around 20%. Many people will remember the last recession in the UK during the financial crisis. But what...

Adverse effects of the pandemic have included confusion, anxiety, relief at times, feelings of division and unity. However, throughout this process, one topic has remained ever-present...uncertainty. Uncertainty is something which has an impact on each of...

Adversity often makes us all reflect on the things in our lives which we have not got around to considering. That certainly seems to be the case as we find ourselves faced with a global pandemic. As individuals, many clients have reflected on their personal...